Pradhan Mantri Fasal Bima Yojana was launched on 18th Feb 2016 to safeguard the farmer’s interests across the country. PMFBY is a crop insurance scheme that facilitates the farmers to claim their insurance at times of adversity, such as natural calamities, pest attack or crop diseases. The scheme is a combined effort of both the Central and State government. “One Nation, One Scheme” is the main motto of the scheme and hence all other crop insurance schemes have been declined

Crop insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. The two general categories of crop insurance are called crop-yield insurance and crop-revenue insurance.

Pradhan Mantri Fasal Bima Yojana Online Registration Process

Forms for the Prime Minister Crop Insurance Scheme (PMFBY) can be taken both offline (by going to the bank) and secondly online. To fill the form online, you can go to this link-

If you want to take the form offline, you can go to the nearest bank branch and fill the form of Crop Insurance Scheme (PMFBY).

Documents Required for PMFBY

Interested farmers must prepare the following list of documents beforehand. All the documents produced should be authorized by the concerned signatory department.

  • Farmer’s ID Proof
  • Residential Proof
  • Supporting Land Records
  • Proof of crop sown in the field
  • Cancelled cheque



Step to Apply Online Pradhan Mantri Fasal Bima Yojana Application Form 2021



Step 1- Visit the Official Website Pradhan Mantri Fasal Bima Yojana i.e.

Step 2- On Homepage, you have to click on the registration Link.

Step 3- Registration Form page will displayed on screen.

Step 4- Now fill all the information asked here will have to be corrected correctly.

Step 5-Click on the submit button and after that your account will become official website.


Application Form:


Step 6- Next Step, you have to log in to your account and fill the form for crop insurance scheme.

Step 7- Finally, you have to click on the submit button, after which you will see the message of successful on your screen.

How to check PM Fasal Bima Yojana application status?

Step 1- Visit the Official Website Pradhan Mantri Fasal Bima Yojana i.e.

Step 2- You will see the option of Application Status on this home page, you will have to click on this option.

Step 3- Now, Application Status Page will be displayed on the screen.

Step 4- On this page, you have to fill your Reciept Number, then enter the captcha code, after which you will have to click on the Search Status button.

Step 5- After clicking, you will get the status of your application.

How to calculate Insurance Premium ?

Step 1- Visit the Official Website Pradhan Mantri Fasal Bima Yojana i.e.

Step 2- On this home page you will see the option of Insurance Calculator. You have to click on this option.

Step 3- Insurance Premium Calculator Web Page displayed on the scree.

Step 4- On this page you will have to select some information asked such as crop selection, year, scheme, state, district, crop etc.

Step 5- After filling all the information, you have to click on the Calculate button.

Step 6- Finally, In this way, you can calculate the premium.


How to file a complaint?


Step 1- Visit the Official Website Pradhan Mantri Fasal Bima Yojana i.e.

Step 2- On this home page you will see the option of Technical Grievance. You have to click on this option.

Step 3- On this page, you have to enter the name, mobile number, email id, and comments.

Step 4- After filling all the information you have to click on the submit button.

Step 5- In this way, you will get a complaint.


Process to know State wise farmer details


Step 1- Visit the Official Website Pradhan Mantri Fasal Bima Yojana i.e.

Step 2- On the home page you have to click on the link for the report.

Step 3- After this, you have to click on the option of State Wise Farmer Details .

Step 4- As soon as you click on this option, the Farmer Details list will open in front of you.

Step 5- You can download any of the year’s Farmer details, and you can check it.

Required Document for Pradhan Mantri Fasal Bima Yojana

Important Document to Apply Online

  • A photo of the farmer
  • Farmer’s ID Card (PAN Card, Driving License, Voter ID Card, Passport, Aadhaar Card)
  • Farmer’s Address Proof (Driving License, Voter ID Card, Passport, Aadhaar Card)
  • If the field is your own, keep the paper of its Khasra number / account number together.
  • The crop has been sown in the field, proof has to be presented.
  • As a proof of this, farmers can get a letter written from people like Patwari, Sarpanch, Pradhan.
  • If the crop has been sown on rent or on rent, then copy the copy of the agreement with the owner of the farm.
  • The account / Khasra number of the farm should be clearly written in it.
  • In the event of crop damage, it is necessary to put a canceled check to get the money directly in your bank account.

Pradhan Mantri Fasal Bima Yojana Eligibility Criteria

Beneficiary Guidelines

  • All the farmers of the country can be eligible under this scheme.
  • Under this scheme, you can insure the farming done on your land as well as you can insure the farmland taken on any borrowed land.
  • Those farmers of the country who are not availing any insurance scheme earlier will be considered eligible under this scheme.

PMFBY Major Benefits

Beneficiary Benefits

  • To provide insurance coverage and financial support to the farmers in the event of failure of any of the notified crop as a result of natural calamities, pests & diseases.
  • There will be a uniform premium of only 2% to be paid by farmers for all Kharif crops and 1.5% for all Rabi crops. In case of annual commercial and horticultural crops, the premium to be paid will be only 5%.
  • The premium for insurance of cotton crop was Rs 62 per acre last year, while it was Rs 505.86 for paddy crop, Rs 222.58 for millet and Rs 202.34 per acre for maize.
  • Under the PM Crop Insurance Scheme, insurance will be given for the losses of farmers in their crops. If the crop of the farmer is destroyed due to natural calamity, then they will be given the benefit of this scheme. Farmers pay a 1.5 percent premium to the Rabi crop for 2 percent of the Kharif crop.

Key Features of PMFBY Scheme

Scheme Feature

  • Pradhan Mantri Fasal Bima Yojana are provided crop insurance at a low premium.
  • The central government and some state governments contribute some part under this scheme.
  • The scheme has accumulated a premium of Rs 13,000 crore in the last three years, but when the natural calamity came, the farmers received 4 and a half times the premium as compensation of about Rs 64,000 crore.

Coverage of the Risk

Following stages of the crop and risks leading to crop loss are covered under the Scheme.

  • Prevented Sowing/ Planting Risk: Insured area is prevented from sowing planting due to deficit rainfall or adverse seasonal Conditions.
  • Standing Crop (Sowing to Harvesting): Comprehensive risk insurance is provided to cover yield losses due to non- preventable risks, viz. Drought, Dry spells, Flood, Inundation, Pests and Diseases, Landslides, Natural Fire and Lightening, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane and Tornado.
  • Post-Harvest Losses: coverage is available only up to a maximum period of two weeks from harvesting for those crops which are allowed to dry in cut and spread condition in the field after harvesting against specific perils of cyclone and cyclonic rains and unseasonal rains.

Exclusion of the Risk

The insurance cover will not be applicable in the damage of crops due to any of the following reasons.

  • War & kindred perils
  • Nuclear risks
  • Riots
  • Malicious damage
  • Theft or act of enmity
  • Grazed and/or destroyed by domestic and/or wild animals and other preventable risks shall be excluded.


PMFBY Mobile App

(i) Apply for PM Fasal Bima Yojana
(ii) View and Download PDF of the policies
(iii) Before applying for the scheme, you can calculate the Insurance Premium
(iv) Track your application
(v) Report Crop Loss
(vi) Helpline number
(vii) General FAQs


PMFBY Helpline Number (Toll Free) & Report

PMFBY Helpline

All the queries and issues related to the Pradhan Mantri Fasal Bima Yojana and Crop Insurance Scheme portal and app will be resolved by the PMFBY officials. If you have doubts regarding the scheme, the application procedure or others, you can contact the concerned authorities through their email. You can write to them at [email protected] with your questions.

To get more information related to the scheme, phone number – 01123382012
helpline number – 01123381092

PMFBY Guidelines PDF

The detailed revised guidelines of Pradhan Mantri Fasal Bima Yojana can be downloaded in PDF format using the below given links.
PMFBY Guidelines – Revised (English):
PMFBY Guidelines – Revised (Hindi):

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